About Us

Hi, I am Olive!



Hi everyone who visited my page! I am Olive, 22-year finance enthusiast & learner who runs this blog.

Along with this blog, I run a twitter handle where I cover all payment management news. 

Follow us in twitter - https://twitter.com/financenews2020

In this blog, I publish All Payments, Cash Management & finance tips for small & medium-sized business.

This blog was founded in the year 2020 with a sole purpose of education. If you or any reader find anything wrong or have any suggestion or inquiry feel free to comment it on our blog or reach to us.

Contact us at - himansh.digi@gmail.com

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Tips on Better Cash Management

Sir Richard Branson, a business magnate, investor, author and philanthropist has rightly said: “Never take your eyes off the cash flow because it is the lifeblood of business.”  For a layman, when the term “Cash” comes across, he/she interprets it in economic conditions which are the money in the physical form of currency like banknotes and coins. But this has a very different meaning in terms of finance. In financial terms, cash is current assets consisting of money equivalent that can be used immediately or near-immediately. This mostly includes Bank Accounts and marketable securities such as government bonds and investments. Cash, being the lifeblood of the businesses of all magnitudes, becomes an essential asset and hence is needed to be managed well.  Cash Management refers to collecting, handling and usage of cash; market liquidity, cash flow and investments. It is one of the critical aspects of the financial stability of an organisation. Here is a simple example of why ...
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4 Cash Management Tips for Startups

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Starting any new business is a challenge for every businessman. The biggest problem that new businesses face is the lack of capital. Generally, the new businesses manage to raise funds for carrying out their business activities but cannot send them wisely.  The businesses operating without proper cash flow management systems have no future. So today, you can learn some useful tips to manage cash flow in the startup.  1 . Find the goals  You must start with a good plan for your startup. For that, you should pick the areas in which you want to spend your business cash. This will further make it easier to spend cash for important things. Apart from that, you can also manage business expenses from the given amount.  The vision is very necessary if you want to go a long way in your new business. Furthermore, the proper cash management plan will save unwanted expenses.  Related - Manage Cash Flow in Small Business 2. Liquid cash  This is one of the best tips f...
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How to calculate cash flow?

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How to calculate cash flow? Cash flow is the representation of how cash moves in and out of your business. However, for small businesses calculating cash flow is not as simple as it sounds. The cash flow formula is a lot more from estimating revenue or expenses alone.  This is why many entrepreneurs fail at this stage because it is ultimately cash that you need to pay bills. For small businesses, cash flow management is a crucial component of the firm's financial state.  Every business owner needs to know what is cash flow and what it means for its business. Let's get a better understanding of how cash flows into and out of your business & how to manage cash flow for small business. There are three formulas for calculating cash flow and these are described below in detail.  1) Free Cash Flow (FCF): One of the most basic and significant cash flow formulas is free cash flow (or FCF). A regular cash flow statement reflects the state of your busi...
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